WARNING ABOUT BORROWING

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor;

• Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan;

• If you are on government benefits, ask if you can receive an advance from Centrelink:
www.humanservices.gov.au/advancepayments;

• The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Fast Small Cash Loans in Australia, Approved in Minutes

Apply online in minutes and get same day funds. Whether you need a small loan or a personal loan, CashLend makes the process fast, simple, and stress-free.

How much would you like to borrow?

Minimum
$300

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Maximum
$5,000

Apply Now

Warning about borrowing

Why Choose Us

Fast application, instant approval, and access to funds in minutes!

Quick Online Applications

Apply in just minutes using your phone or computer - no paperwork or lengthy forms.

Fast Approvals & Same-Day Funding

Many customers are approved and paid within the hour, giving you access to funds when you need them most.

No Hidden Fees

We keep it transparent - no surprises, no fine print, just clear and fair terms.

Flexible Loan Options

Whether you need $300 or $5,000, we offer small personal loans that fit your budget and timeline.

Australia Based

We understand local needs and support customers around the clock - whenever you need us.

No Credit Score Impact

Checking your eligibility won’t affect your credit score - apply with confidence and zero risk.

Quick and Easy

Your Fast Track to Financial Peace of Mind

Quick application process

Our simple online form takes just minutes to complete. The process is designed to be fast and easy for everyday Australians.

Flexible criteria, not just credit scores

Approval is based on income stability and recent banking activity, not traditional credit checks.

Same day loan access

Approved funds are transferred on the same day, giving customers rapid access to cash when needed*

Apply Now

Hassle Free

Borrow Money Online Without the Usual Hassle

Whether you're deciding between a personal loan or car loan, CashLend offers multiple types of personal loans tailored to your needs. Forget worrying about traditional personal loan eligibility criteria, we provide personal loans without impacting your credit score, ensuring easy and stress-free access to funds, exactly when you need it.

Apply Now

Reliable Loans

Flexible Loans for
Real-Life Needs

Life comes with surprises, milestones and expenses. Whether it's a sudden need for a car repair loan, covering your dream getaway with a holiday loan, dealing with unexpected costs using a home renovation loan, funding your big day through a wedding loan, or just bridging gaps with a quick small cash loan, we've simplified the entire process.

Apply Now

Our Loan Options

Testimonials

What Our Clients Say About Us

"Life Saver!"

I needed $500 urgently for a car repair, and CashLend came through instantly! The application took minutes, and the money was in my account within an hour.

Jake T

Brisbane, QLD

“Fastest Loan Ever!”

Unbelievable service, I got approved for $1,200 in seconds, and the funds were in my bank in an hour. No hidden fees, simple process. Will use again!

Maria S

Ballarat East, VIC

“No Credit Check, No Stress!”

My credit isn’t great, but CashLend still approved me for $800 same day. The repayment terms were clear, and the money hit my account in under 30 minutes.

Derek L

San Remo, NSW

“Emergency Cash in Minutes”

Had a medical bill due and no time to wait. Applied for $300, got approved instantly, and the money was there before I finished my coffee. Super impressed.

Lisa M

Parkdale, VIC

“Best for Urgent Needs”

I’ve used other lenders before, but CashLend is by far the fastest. Got $2K in my account within an hour, no endless paperwork or waiting.

Ryan K

Dundas, NSW

“Transparent & Reliable”

Finally, a lender that doesn’t hide fees! I borrowed $1,500, and the terms were upfront. The transfer was instant and customer service was helpful.

Tina R

Greenfield Park, NSW

“Perfect for Gig Workers”

As a freelancer, cash flow is unpredictable. CashLend gave me $400 same-day when a client payment was late. The app is smooth and funding was lightning fast.

Carlos V

Riverstone, NSW

“No Hassle, Just Cash”

Needed $3K for rent after a job loss. CashLend approved me in minutes and the money arrived before noon. Flexible repayment options saved me from stress.

Natalie B

Sydney, NSW

Loan Examples

CashLend Loan Examples

Fast Approvals & Same-Day Funding

No Hidden Fees

Flexible Loan Options

Australian Based & Available 7 days a week

No Credit Score Impact

Small Loan

Loan amount from $300 to $5000
Minimum 5 weeks to maximum 6 months
20% establishment fee and flat
4% monthly fee^1

‍

Example³

Repayments

Term

Loan Amount

Establishment Fee

Total Monthly Fee (over 20 weeks)

Weekly

20 weeks

$1,000

$200

Total Repayable

$1,400

Weekly Repayment

$70.00

Medium Loan

Loan amount from $2001 to $5000
Minimum 9 weeks to maximum 6 months
$400 establishment fee, interest at
47.89% p.a (comparison rate 63.29% p.a.)²

Example³

Repayments

Term

Loan Amount

Establishment Fee

Total Monthly Fee (over 20 weeks)

Weekly

6 Months

$2,500

$400

$389

Total Repayable

$3,289

Fortnightly Repayment

$253.09

¹ Fees are based on loan principal advanced.
‍
‍²Comparison rate is based on a $2,500 unsecured loan repaid over 6 months with fortnightly instalments.
‍
‍WARNING: This comparison rate applies only to the example above and may not reflect all associated fees and charges. Changing the loan amount, fees, or term could result in a different rate.
‍
‍³ The example assumes all repayments are made on time in accordance with the loan agreement. Additional fees may apply for missed or late payments.

CashLend's FAQ's

How fast can I get approved and funded?

At CashLend, we offer fast personal loans with same-day approval and funding. In many cases, approved applicants receive their funds within one hour*, depending on bank processing times. Our quick online application means you can apply anytime - 24/7.

Does applying for a loan include a credit check?

Some loan options may involve a credit check, while others may not. We also offer small personal loans with no credit check, depending on the lender and product selected. You can apply without impacting your credit score initially.

How much can I borrow with a small cash loan?

Our small cash loans typically range from $300 to $2,000. The amount you can borrow depends on your income, financial commitments, and the type of loan selected. We keep the process flexible to suit your situation.
‍

Do you offer same day or 1-hour loans?

Yes, we specialise in fast approvals and quick payouts. If approved, you could receive your funds within the same day - often in as little as one hour. Our same day loans are designed to get you access to cash when it matters most.

Is the application process fully online?

Yes, CashLend’s personal loan application process is 100% online. You can apply from your phone or computer in just minutes, and there’s no need for paperwork or in-person visits. It’s fast, secure, and easy.
‍

Can I get a small cash loan if i'm on Centrelink?

Yes, we offer personal loans for Centrelink customers. If you're receiving Centrelink payments and meet our basic eligibility criteria, you can apply for a small cash loan online. We assess your current financial situation, not just your income source.
‍

What types of personal loans do you offer?

We provide a range of personal loans to suit different needs - including short-term loans, emergency cash loans, same-day loans, and 1-hour approval options. Whether you need funds for bills, repairs, or everyday expenses, we offer flexible choices.
‍

Can I get a loan if I’m unemployed?

You may still be eligible for a small personal loan if you’re unemployed, especially if you have an alternative source of regular income such as Centrelink payments. We assess applications based on your ability to repay the loan.

Do you really need a loan today?

Warning about borrowing